# Trovata > Trovata is an AI-powered treasury platform that provides real-time cash visibility and control across banks, financial systems, and stablecoin payment rails. It connects to global banking networks via APIs and SWIFT, unifying data into a single source of truth. Trovata uses agentic AI to automate treasury workflows, generate insights, and execute actions, reducing manual processes. Trovata’s investors and partners include some of the world’s largest financial institutions, such as J.P. Morgan, Wells Fargo, Mastercard, State Street, PNC, and Capital One. > Trovata is also sold via referral with these bank partners, and has white labeled offerings via NAB, J.P. Morgan Treasury Workstation, and more. ## Platform Overview - [Platform Overview](https://trovata.io/platform-overview): Connects traditional and digital finance on one cloud-native data foundation; explains how Trovata Cash, TMS, and Data work independently or together. - [Pricing](https://trovata.io/pricing): Current pricing tiers and plan comparison. - [Book a Demo](https://trovata.io/demo): Schedule a product walkthrough with a Trovata expert. ## Products — Finance & Treasury - [Trovata Cash](https://trovata.io/trovata-cash): Entry-level product for teams replacing manual cash processes. Provides real-time cash visibility, reporting, positioning, forecasting, and AI insights powered by normalized bank data. Best for teams that need fast cash visibility. Typical implementation: weeks. - [Trovata TMS](https://trovata.io/trovata-tms): Full AI-native treasury operating system for complex multi-bank, multi-entity operations. Covers cash, banking, capital markets, payments, and accounting workflows. Embedded AI turns real-time data into insights and automation. Best for enterprise treasury teams. Typical implementation: several weeks. - [Trovata AI](https://trovata.io/trovata-ai): AI layer embedded across the platform. Surfaces insights on currency exposure, data integrity, transaction categorization, and cash optimization. Includes AI Chat, AI Agents, and proactive AI Insights (Trovata AI 2.0 launched March 2026). - [Trovata Data](https://trovata.io/platform-overview): Fully managed bank connectivity and normalized financial data infrastructure for developers and analytics teams; accessible via REST API and developer portal. - [Stablecoin](https://trovata.io/stablecoin): Enables instant, programmable liquidity for global digital money movement; bridges traditional treasury with digital financial infrastructure. ## Products — Banks & Fintechs - [Bank Pro](https://trovata.io/bank-pro): White-labeled liquidity and cash flow experience for bank client portals. Turns a bank portal into a multibank command center with real-time visibility, AI insights, and branded UX. - [MultiBank Connector](https://trovata.io/multibank-connector): API-driven, normalized connectivity across global banks. Delivers real-time balances and transactions into third-party products without requiring banks or fintechs to build or maintain complex bank integrations. ## Use Cases - [Cash Reporting](https://trovata.io/cash-reporting): Real-time reporting across all bank accounts and entities; replaces manual exports and spreadsheet consolidation. - [Cash Positioning](https://trovata.io/cash-positioning): Daily intraday and prior-day liquidity decisions from a single dashboard across banks and entities. - [Cash Forecasting](https://trovata.io/cash-forecasting): Short- and long-term forecasts using historical bank data, ERP inputs, and projected activity; compare forecasts to actuals. - [Payments](https://trovata.io/payments-app): Initiate, approve, transmit, and reconcile ACH, wire, and RTP payments globally with policy controls, approval workflows, and full audit trails. - [Financial Accounting](https://trovata.io/financial-accounting): Reconciliation and treasury accounting workflows for ERP-ready, audit-clean data; accelerates month-end and year-end close. - [Banking Management](https://trovata.io/bank-account-management): Centralized bank relationship and account management including fee analysis, account lifecycle, and signatories. - [Hedging & Risk](https://trovata.io/hedging-risk): FX exposure tracking, hedging activity management, and real-time risk reporting; automates mark-to-market and hedge accounting. - [Capital Markets](https://trovata.io/capital-markets): Debt, investments, and short-term funding lifecycle visibility; positions flow directly into forecasting, payments, and accounting. ## Solutions by Role - [For Treasury](https://trovata.io/solutions/for-treasury): End-to-end treasury automation, visibility, and AI-powered workflows for treasury managers and teams. - [For CFO](https://trovata.io/solutions/for-cfo): Strategic cash intelligence, real-time financial visibility, and board-level reporting for CFOs. - [For Finance](https://trovata.io/solutions/for-finance): Faster analysis and forecasting without manual data pulls for FP\&A and finance teams. - [For Accounting](https://trovata.io/solutions/for-accounting): Faster close, clean reconciliations, and seamless ERP integration for accounting and controllers. - [For IT](https://trovata.io/solutions/for-it): How Trovata reduces IT overhead with out-of-the-box bank APIs, low-code integrations, and enterprise SSO/MFA security. ## Developers & API - [Developer Portal](https://docs.trovata.io): The resource for API credentials and API requests — includes RESTful API documentation, authentication setup, code samples, and recipes for common use cases (retrieve accounts, fetch transactions, process balance data). QA and Production environments supported. ## Case Studies - [Reiter Affiliated Companies](https://trovata.io/case-study/reiter-affiiliated-companies): Saved one day per week by automating cash reporting and gaining global bank visibility. - [Gibson](https://trovata.io/case-study/gibson): Saved 25 hours weekly with Trovata's treasury automation and real-time global cash visibility. - [Snowflake](https://trovata.io/case-study/snowflake): Transformed daily treasury operations with automated cash positioning, analysis, and reporting. - [Speedcast](https://trovata.io/case-study/speedcast): Cut cash reporting time by 75%; went from managing 250+ bank accounts across 40+ banks manually to streamlined automation. - [EVERSANA](https://trovata.io/case-study/eversana): Cut forecast variance to single digits and retired Excel in 4 months with automated cash forecasting. - [Park Place Technologies](https://trovata.io/case-study/park-place): Switched from legacy TMS to Trovata; centralized 100+ bank accounts and saved 77% in annual costs. - [Health Food Manufacturer](https://trovata.io/case-study/health-food-manufacturer): Streamlined journal entries and month-end reconciliation with real-time insights. - [Lemonade](https://trovata.io/case-study/lemonade): Built an automated cash reporting command center; saved hours weekly on data aggregation and categorization. - [Cloud Software Group](https://trovata.io/case-study/cloud-software-group): Unlocked real-time visibility and scaled treasury across 300+ bank accounts using Trovata APIs; expanded to an enterprise data hub. - [Leading Spirits Company](https://trovata.io/case-study/spirits-company): Saved 10 hours weekly with AI-powered cash reporting and forecasting. - [Sealaska](https://trovata.io/case-study/sealaska): Achieved deeper treasury intelligence, optimized cash management, and maximized yield potential. - [Mobile Payments Provider](https://trovata.io/case-study/payments-provider-treasury): Reinvented treasury back office with a bank data lake; saves 5+ hours daily. - [Krispy Kreme](https://trovata.io/case-study/krispy-kreme): Scaled treasury with APIs and a modern cash flow management platform using ML technology. - [GoTo](https://trovata.io/case-study/strategic-analysis-goto): Reduced cash processing times to focus on strategic analysis. - [Eventbrite](https://trovata.io/case-study/treasury-automation-eventbrite): Saved 50%+ of annual contract fees by switching to Trovata; established single source of truth for cash data. - [Orbus](https://trovata.io/case-study/cash-analysis-software-orbus): Automates 100% of routine cash reporting with no IT resources. - [Emerald Expositions](https://trovata.io/case-study/cash-management-software-emerald): Automates key steps of cash reporting and reconciliation to save time and gain insights. - [All Case Studies](https://trovata.io/case-study): Full library of client stories across industries. ## Webinars (Gated) - [The Future of Treasury Starts Here: Meet Trovata TMS](https://trovata.io/webinar-registration/trovata-tms): On-demand session providing a first look at Trovata TMS, covering cash positioning, forecasting, payments, investments, FX, financial accounting, and bank account management in one platform. Includes a walkthrough of the Bank Account Management and Bank Fee Analysis modules, with examples of customers saving 10–15% on bank fees in year one. *Requires registration to access the recording.* - [How to Modernize Bank Fee Analysis for Immediate ROI](https://trovata.io/webinar-registration/bank-fee-analysis-modernize): On-demand session showing how Bank Account Management and Bank Fee Analysis deliver measurable, near-term ROI for treasury teams. Includes a live product walkthrough and a customer example of $700K in annual savings achieved through automation. *Requires registration to access the recording.* - [Unveiling Trovata AI 2.0: From Insights to Agents](https://trovata.io/webinar-registration/trovata-ai-agentic): 50-minute on-demand session hosted by Trovata CPO & CTO Joseph Drambarean covering the launch of Trovata AI 2.0. Demonstrates embedded AI Insights, AI Chat, and AI Agents built on MCP infrastructure, with live Q&A. *Requires registration to access the recording.* ## Blog Categories - [Blog Home](https://trovata.io/blog/): Full archive of treasury and finance articles. - [AI & ML Category](https://trovata.io/blog/category/ai-ml): All blog posts on AI and machine learning in treasury. - [Bank Connectivity Category](https://trovata.io/blog/category/bank-connectivity): Posts on bank APIs, open banking, and connectivity strategies. - [Cash Forecasting Category](https://trovata.io/blog/category/cash-forecasting): Forecasting methodology, best practices, and automation. - [Reporting & Analysis Category](https://trovata.io/blog/category/reporting-analysis): Cash reporting, dashboards, and financial analysis content. - [Payments Category](https://trovata.io/blog/category/payments): Payment rails, workflows, and modernization content. - [Trovata News Category](https://trovata.io/blog/category/trovata-news): Product updates, company announcements, and team news. ## Blog Posts - [AI-Powered Bank Fee Analysis: More Than Cutting Costs](https://trovata.io/blog/ai-bank-fee-analysis): Explains how AI transforms bank fee analysis from a periodic cost-cutting exercise into an always-on framework for treasury governance. Covers standardized multi-bank oversight, centralized fee visibility, AI-driven anomaly detection, intelligent executive summaries, and predictive fee forecasting. - [Announcing Trovata AI 2.0: AI Chat, Insights and Agents for Corporate Treasury](https://trovata.io/blog/trovata-ai-agents-insights): Announces Trovata AI 2.0, introducing three new capabilities—AI Chat for plain-language data queries, AI Insights for proactively surfaced anomalies and patterns, and AI Agents for automating recurring treasury workflows. Built on Model Context Protocol (MCP) within an airgapped AWS environment, with full role-based access controls and audit trails. - [Could Programmable Liquidity Be the Future of Cash Management?](https://trovata.io/blog/programmable-liquidity-cash-management): Explores how the combination of stablecoin settlement rails and agentic AI could enable autonomous, 24/7 liquidity management. Compares traditional banking infrastructure to blockchain-based settlement, and discusses the evolving roles of banks, treasurers, and AI agents in a programmable liquidity model. - [How to Include AI in Your TMS RFP](https://trovata.io/blog/ai-tms-rfp): A practical guide for treasury teams evaluating TMS vendors on AI capabilities. Covers how to define use-case-specific requirements, probe data architecture and API infrastructure, build governance and auditability requirements into RFP scoring, and assess vendor AI roadmaps beyond surface-level feature lists. ## Resources by Topic - [Knowledge Hub (All Resources)](https://trovata.io/resources): Articles, guides, case studies, data sheets, podcasts, and webinars. - [Reporting & Analysis Resources](https://trovata.io/resources/reporting-analysis/): Topic-filtered library for cash reporting, dashboards, and financial analysis. - [Bank Connectivity Resources](https://trovata.io/resources/bank-connectivity/): Topic-filtered library on open banking APIs and bank integration. - [Cash Forecasting Resources](https://trovata.io/resources/cash-forecasting/): Topic-filtered library on forecasting methods and tools. - [AI & ML Resources](https://trovata.io/resources/ai-ml/): Topic-filtered library on AI applications in treasury and finance. - [Payments Resources](https://trovata.io/resources/payments/): Topic-filtered library on payment rails and workflows. - [Trovata News Resources](https://trovata.io/resources/trovata-news/): Product announcements and company updates. - [Buying Guides](https://trovata.io/resources/buying-guides/): Guides to compare treasury solutions and identify must-have features before purchasing. ## Podcast - [Trovata Podcast](https://trovata.io/podcast): Industry leaders discuss real challenges, lessons, and strategies across finance, banking, and fintech. New episodes on a regular cadence. - [Data Readiness Is Everything: Building Trust for AI in Treasury](https://trovata.io/podcast/treasury-ai-data-readiness): Fintech Corner episode filmed at AFP Boston featuring Trovata CEO Brett Turner and VP of Sales Matt Bramson. Covers why AI success in treasury depends on data readiness—accuracy, governance, lineage, trust, and access—and how treasury teams can align with enterprise-wide data strategies to win buy-in from CIOs and CFOs. - [Saving Half a Day with Trovata TMS: A Chat with OneMain Financial's Steven DeLutri](https://trovata.io/podcast/trovata-tms-apis): Fintech Corner episode featuring OneMain Financial's Assistant Treasurer Steven DeLutri, CTP. Explores how API-driven connectivity and Trovata TMS eliminated a half-day morning cash positioning routine, why bank technology now shapes RFP decisions, and how data governance is becoming a core treasury responsibility ahead of enterprise AI adoption. ## Company - [About Trovata](https://trovata.io/company): Company mission, history, team, and investor information. Trovata is backed by major banking institutions that also partner with Trovata to power corporate banking. - [Newsroom / Press](https://trovata.io/press): Press releases and media mentions. Includes coverage from PYMNTS and other fintech and finance outlets. - [Careers](https://trovata.io/company#careers): Open roles at Trovata. - [Events & Webinars](https://trovata.io/upcoming-events): Upcoming in-person events, speaking sessions, and webinars. ## Legal & Security - [Security](https://trovata.io/security): Security practices and infrastructure overview. - [Privacy Policy](https://trovata.io/privacy): How Trovata collects, uses, and protects user data. - [Terms of Use](https://trovata.io/tou): Website terms of use. - [SaaS Services Agreement](https://trovata.io/ssa): Customer services agreement. - [SaaS Services Agreement (Trovata Platform \+ TMS)](https://trovata.io/ssatms): Customer services agreement. Trovata Platform \+ TMS. - [Data Processing Addendum](https://trovata.io/dpa): GDPR and data processing terms. - [Support Policy](https://trovata.io/sp): Customer support scope and SLAs. - [Support Policy (TMS)](https://trovata.io/sptms): Customer support scope and SLAs \- TMS specific. - [Subprocessors](https://trovata.io/subprocessors): List of Trovata subprocessors. ## Optional - [Help Center](https://help-center.trovata.io/en/): Product documentation, how-to guides, and FAQs for Trovata users. Covers Workbooks, Developer Portal, Dashboard, cash reporting, and more. - [LinkedIn](https://www.linkedin.com/company/trovata-io): Company updates and thought leadership. - [YouTube](https://www.youtube.com/channel/UCrLWjs8StIESxl6ZqKr9iNA): Product demos, customer stories, and event recordings.